Three Waters hotel vs Bakers Cay

We are looking to book 3 nights at either Three Waters hotel or Bakers Cay. I will be redeeming points for the room. Which of the two has the better beach & pools?

Great question. Choosing between Three Waters Resort & Marina in Islamorada and Baker’s Cay Resort in Key Largo really comes down to what “beach” and pool vibe you prefer. Here’s a detailed comparison based on their beaches, pools, and overall feel — plus my take on which might be “better” depending on what you’re looking for.

Three Waters Resort & Marina (Islamorada)

  • Beaches: Three Waters offers three distinct beach areas: Mermaid Beach (walk-in beach), Paradise Beach (larger sandy stretch), and a adults-only Mangrove Beach.
  • Pools: There are three pools:
    • Kokomo Pool — has a swim-up bar, fun poolside energy.
    • Overseas Pool — more intimate, peaceful, palm-lined.
    • The Cove Pool (21+) — adults-only, secluded, right by a calm lagoon.
  • Adults-only retreat: The Cove is a “resort within a resort” — its own beach and pool area, cabanas, very peaceful.
  • Water activities: Very strong water-sports offering — complimentary kayaks, paddleboards, snorkeling, and there’s a marina for fishing or boating.
  • Atmosphere: Very “island-chic” with modern touches; the resort feels newly renovated and designed for both relaxation and adventure.

Baker’s Cay Resort (Key Largo)

  • Beaches: Two beach areas:
    • Coconut Beach — active, with lounge chairs, tiki bar, and floating platforms in the water.
    • Hammock Beach — quieter, more natural, shaded by trees, peaceful and secluded.
  • Pools: Two main pools at Baker’s Cay: one family pool and one adults-only pool, separated by a waterfall.
  • Water activities: Very good too — paddleboarding, kayaking, snorkeling gear included, and a water-sports hut on the beach.
  • Resort feel: Eco-inspired design, sustainable ethos, lots of greenery (mangroves), very nature-oriented.
  • Amenities: Beach towels, umbrellas, and hammocks are all included; they also have a Tiki Bar on the beach and a pool bar.

Comparing the Two – Which Is Better for Beach & Pools?

  • If you want a resort with variety: Three Waters gives you very different beach experiences (family, active, and quiet) plus three pools, so you’re unlikely to get bored.
  • If you prefer tranquil, natural beach time: The Hammock Beach at Baker’s Cay is peaceful, shaded, and less “resorty”—great for relaxing or reading.
  • If you're into poolside cocktails and social energy: Kokomo Pool at Three Waters is a winner with its swim-up bar and lively feel.
  • If you're looking for simple, eco-friendly design: Baker’s Cay leans into nature and sustainability, with that natural shade, hammocks, and green spaces.
  • If you want water activity included: Both resorts are strong, but Three Waters might edge out for boating / fishing thanks to its marina.

My Verdict: For a three-night stay, Three Waters likely offers a more dynamic and upscale pool / beach experience — especially if you like having different “zones” (family vs adult) and want to take advantage of water sports or lounging in multiple settings. Baker’s Cay is ideal if you're seeking a quieter, nature-centric getaway with a laid-back beach vibe, great for relaxing and doing light water activities.

So, if “better beach & pools” means variety and resort luxury — go with Three Waters. If “better” means peaceful, natural, and relaxing — Baker’s Cay is absolutely wonderful.


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