Delete banking apps?

Question

Is it necessary to delete banking apps before travel or am I just being paranoid?!

Answer

It’s not strictly necessary to delete banking apps before traveling, but it’s understandable to be cautious. The key is to manage your security and access while abroad rather than deleting apps outright.

Here are some considerations and tips:

Security risks: Public Wi-Fi in airports, hotels, or cafes can be less secure, increasing the risk of account compromise. Banking apps themselves are usually well-protected, but device-level security matters.
Device protection: Make sure your phone has a strong password, PIN, or biometric lock. Enable two-factor authentication (2FA) for your banking apps where possible.
Data access: If your phone is lost or stolen, someone could potentially access your accounts if the phone isn’t properly secured. Consider logging out of apps after each use.
Alternative strategies: Instead of deleting apps, you can:

Use a travel card or credit card with low fraud risk for purchases abroad.
Enable transaction notifications so you are alerted to any suspicious activity.
Carry a secondary device or limited-access device if you prefer not to use your main phone for banking.
Keep your banking apps updated to the latest version to avoid security vulnerabilities.

In summary, deleting banking apps isn’t mandatory. Strong device security, careful use of networks, and monitoring your accounts provide sufficient protection for most travelers. Only consider removing apps if you feel it’s safer or if you won’t need them during your trip.

Delete banking apps?

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