cash v card

here in england we are now used to going out without cash as contactless cards are the norm everywhere but there is an article in todays paper saying that cash is preferred everywhere in the states so will we have to carry lots of cash?

In the United States, the use of credit and debit cards is extremely common, especially in urban areas, tourist destinations, and larger stores. Most restaurants, shops, hotels, and attractions accept major cards like Visa, Mastercard, and American Express. Contactless payments, mobile wallets like Apple Pay or Google Pay, and chip-and-PIN cards are widely used, particularly in places frequented by travelers.

However, there are still some scenarios where cash can be helpful:

  • Small, locally owned businesses, food trucks, and farmers’ markets may prefer or only accept cash.
  • Tipping in restaurants, bars, or for hotel staff is generally done in cash, although some places allow adding a tip to the card payment.
  • Parking meters, some tolls, and public transport in certain cities may still require coins or bills, though many are moving toward card or app payments.

Practical tips for visitors from the UK or other countries:

  • Carry a small amount of cash ($20–$50) for incidental expenses and tips.
  • Use a credit or debit card for most purchases to avoid carrying large amounts of cash.
  • Check your card’s foreign transaction fees before traveling, or use a travel-friendly card to minimize extra charges.

Overall, there is no need to carry large amounts of cash. Cards are widely accepted and convenient, but having a modest amount of cash on hand can cover minor situations where cards are not accepted.


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